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Cmls financial Interview Questions and Answers
Ques:- What is Capital adequacy ratio?
Right Answer:
The Capital Adequacy Ratio (CAR) is a measure of a bank's capital in relation to its risk-weighted assets, indicating the bank's ability to absorb losses and maintain financial stability. It is expressed as a percentage and helps ensure that banks have enough capital to cover potential risks.
Ques:- What are the skills required for this profile?
Right Answer:
The skills required for a Customer Service Executive/Officer include strong communication skills, problem-solving abilities, empathy, patience, active listening, time management, and proficiency in using customer service software.
Ques:- If you were given 10 lakhs what business you would like to open and why?
Right Answer:
I would open a digital marketing agency because there is a growing demand for online presence among businesses, and I can leverage my skills to help them succeed.
Ques:- What is that u know about the banking sector,how to do planning,confidence
Right Answer:
The banking sector involves financial institutions that accept deposits, provide loans, and offer various financial services. Planning in banking includes setting clear goals, analyzing market trends, managing risks, and ensuring compliance with regulations. Confidence in this sector comes from understanding financial products, effective communication with customers, and staying informed about industry changes.
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