Find Interview Questions for CTPS

Right Answer:
Inter-corporate Deposits (ICDs) are short-term loans or deposits made by one company to another, typically for a period ranging from a few days to a few months.

Main characteristic features of ICDs include:

1. **Short-term Nature**: Usually for a duration of 7 days to 1 year.
2. **Interest Rate**: Generally higher than bank deposits but lower than other forms of borrowing.
3. **Unsecured**: Often not backed by collateral, relying on the creditworthiness of the borrowing company.
4. **Flexibility**: Can be customized in terms of amount and duration based on mutual agreement.
5. **Liquidity**: Provides quick access to funds for the borrowing company.

Right Answer:
The ideal liquid ratio is typically between 1:1 and 2:1.

Right Answer:
Fund-based lending refers to the provision of loans or credit by banks that involves the actual disbursement of funds to borrowers. The various forms of fund-based lending by banks include:

1. Term Loans
2. Working Capital Loans
3. Overdraft Facilities
4. Cash Credit
5. Demand Loans
6. Bill Discounting

Right Answer:

Profitability group ratios measure a company’s ability to generate profit relative to sales, assets, or equity. Common examples include gross profit margin, net profit margin, return on assets (ROA), and return on equity (ROE). These ratios help assess financial performance and efficiency.

Right Answer:
The factors considered for the final selection of an avenue for investing cash balance include:

1. Liquidity needs
2. Risk tolerance
3. Investment horizon
4. Expected return
5. Market conditions
6. Tax implications
7. Diversification opportunities
8. Regulatory constraints

Right Answer:
A target market is a specific group of consumers that a business aims to reach with its products or services. To identify it, you can analyze demographics (age, gender, income), psychographics (interests, values), geographic location, and buying behavior to determine the characteristics of your ideal customers.

Right Answer:
Key performance indicators (KPIs) in market research are measurable values that help assess the effectiveness and success of marketing strategies. Common KPIs include customer satisfaction scores, market share, brand awareness, conversion rates, and return on investment (ROI).

Right Answer:
1. Define the problem and research objectives.
2. Develop the research plan.
3. Collect the data.
4. Analyze the data.
5. Present the findings.
6. Make decisions based on the research.

Right Answer:
The different types of market research are:

1. Primary Research
- Surveys
- Interviews
- Focus Groups
- Observations

2. Secondary Research
- Market Reports
- Academic Journals
- Industry Publications
- Online Databases

3. Qualitative Research
- In-depth Interviews
- Focus Groups
- Ethnographic Studies

4. Quantitative Research
- Surveys with numerical data
- Experiments
- Statistical Analysis

5. Descriptive Research
6. Exploratory Research
7. Causal Research

Right Answer:
Common tools used for market research include surveys (like SurveyMonkey), focus groups, interviews, Google Trends, social media analytics, and data analysis software (like SPSS or Tableau).

Right Answer:
I inform all stakeholders of the project's progress through regular status reports, scheduled meetings, and updates via email or project management tools. This ensures everyone is aligned and aware of any changes or issues.

Right Answer:
I use tools like Microsoft Project, Trello, Asana, Jira, and Gantt charts to monitor and control projects. Additionally, I utilize dashboards and reporting tools for tracking progress and performance.

Right Answer:
I am most familiar with Agile, Scrum, Waterfall, and Kanban methodologies.

Right Answer:
As a project manager at the Saudi Kayan project, my role and responsibilities included overseeing project planning, coordinating with stakeholders, managing resources, ensuring compliance with safety and quality standards, monitoring project progress, and delivering the project on time and within budget.

Right Answer:
Project management is the process of planning, executing, and overseeing a project to achieve specific goals within a defined timeline and budget. It involves coordinating resources, managing risks, and ensuring effective communication among stakeholders to deliver successful outcomes.

Right Answer:
1. Enhances communication between team members.
2. Identifies and resolves issues early in the development process.
3. Improves product quality through collaborative review.
4. Encourages knowledge sharing and team learning.
5. Provides a structured approach to feedback.
6. Increases accountability among team members.
7. Helps in maintaining project timelines and budgets.
8. Facilitates better understanding of requirements.
9. Supports continuous improvement in processes.
10. Builds team cohesion and morale.