92 Idfc bank Interview Questions and Answers | HR, Technical & Aptitude Prep

20 common asked question in every interview

Ques:- Define money market?

Asked In :- Protiviti Consulting, AB InBev, Bank AL Habib, First American Corporation, Prism Cement, First American, National Stock Exchange of India, Medline Industries, Expeditors International (India), Gardiner & Theobald,

Right Answer:
The money market is a sector of the financial market where short-term borrowing and lending of funds occur, typically involving instruments with maturities of one year or less, such as Treasury bills, commercial paper, and certificates of deposit.

Credit Manager financial management

Ques:- What are the different types of leases?

Asked In :- WFM, IMFA, Wartsila, Bowlero Corp, MNC Company, Varma & Varma, Revolution Bars Group, Ebury Partners, Islamic Relief, PC Financial,

Right Answer:
The different types of leases are:

1. **Operating Lease**: A short-term lease where the lessee uses the asset without ownership.
2. **Finance Lease (Capital Lease)**: A long-term lease that transfers ownership risks and rewards to the lessee.
3. **Sale and Leaseback**: The owner sells an asset and leases it back for continued use.
4. **Direct Financing Lease**: A lease where the lessor finances the asset and earns income from the lease payments.
5. **Leveraged Lease**: A lease where the lessor borrows funds to purchase the asset and leases it to the lessee.

Adaptability

Ques:- How do you ensure your work remains consistent despite frequent changes in deadlines or expectations

Asked In :- AnAr Solutions, Protege Solutions, Aranca (Mumbai), Codiant Software Technologies, Solitaire Infosys, FIS Global Business Solutions India, ISKPRO, Enovate IT Outsourcing, SmartData Enterprises, Razorpay-Startup,

Right Answer:
I prioritize tasks based on urgency and importance, maintain clear communication with my team and stakeholders, and stay flexible by adjusting my plans as needed. I also set personal milestones to track progress and ensure quality remains high despite changes.

Adaptability

Ques:- How do you manage stress or frustration when changes disrupt your usual workflow

Asked In :- Hidden Brains InfoTech, AnAr Solutions, MattsenKumar Services, Chegg India, Fortunesoft IT Innovations, RANDSTAD INDIA PVT, GOQii Technologies, MatchMove India, WFM, Solitaire Infosys,

Right Answer:
I manage stress or frustration by taking a moment to pause and assess the situation. I prioritize tasks, break them down into smaller steps, and focus on what I can control. I also communicate with my team to share concerns and seek support, and I practice stress-relief techniques like deep breathing or short breaks to maintain my focus and productivity.

Retail Sales Sales Executive/ Officer

Ques:- How to work in industry

Asked In :- Shakeaway, Chocolate San Churro, Sushi Train, Aarong, Bizbox, JTI Industries, shoppers drug mart, falabella, shopify, l&t finance,

Client Servicing Sales Executive/ Officer

Ques:- How i will handle the clients?

Asked In :- Creative Hands HR Consultancy, Aranca (Mumbai), RTB DEMAND, Effivity Technologies, Cross Country Infotech, BUP, Itd Cementation India, PRDC, VRA, Minter Ellison Lawyers,

Right Answer:
To handle clients effectively, I would:

1. Listen actively to understand their needs and concerns.
2. Communicate clearly and promptly, keeping them informed.
3. Build rapport by being friendly and approachable.
4. Provide solutions tailored to their requirements.
5. Follow up regularly to ensure satisfaction and address any issues.

Personal Questions round Sales Executive/ Officer

Ques:- WHAT ARE YOUR INTERESTING SUBJECTS

Asked In :- Atlas Honda, Reel Cinemas, Bank Rakyat, Trail Appliances, Chemist Warehouse, Achieve Test Prep, The Landmark Group, Yakult, MP Rural Livelihood Project, Nigerian Breweries,

Right Answer:
My interesting subjects include sales strategies, customer relationship management, and market analysis.

Aptitude Sales Executive/ Officer

Ques:- Multiply 239 x 785

Asked In :- Atlas Honda, Pramata, PRDC, Star Health & Allied Insurance, Raam Group, Dineout, The Breakfast Club, Purolator Courier, Princess Auto, Chocolate San Churro,

Right Answer:
187,615

Personal Questions round Sales Executive/ Officer

Ques:- What kind of Ideal job you are looking for?

Asked In :- Reliance Trends, Havells India, Raam Group, TURNING POINT GLOBAL SOLUTIONS, Principality Stadium, Eggfree Cake Box, Bank Rakyat, HGS Canada, Mercury Drug, Marquee Equity,

Right Answer:

I am looking for an ideal job where I can learn continuously, take on new challenges, and grow professionally. A role that allows me to use my skills, work with a supportive team, and contribute to the organization’s success.

Comments

DK BOSS Jul 21, 2021

i am looking for a cyber security expert job

Budgeting

Ques:- Budgetting is calculation of future work that goal try to reach

Asked In :- Bengal Energy, Birla Cement, GACL, Gram Panchayat, MoveiT Infra Services, Sobha Developers, Tata Marcopolo, Tax Assistant, WAPDA Water and Power Development Authority, Commonwealth Bank of Australia,

Right Answer:
Budgeting is the process of estimating and planning for future income and expenses to achieve specific financial goals.

Budgeting

Ques:- How is the growth in HDFC?

Asked In :- Healthians, Quess Corp, Norfolk Southern Corp, Anand Rathi, Ashiana Housing, Bapco Bahrain Petroleum Company, Bengal Energy, BOM, BUP, DFO,

Right Answer:
HDFC has shown consistent growth in its loan book, profitability, and market share, driven by strong demand for housing finance and effective risk management strategies.

Accounts Assistant/ Book Keeper Budgeting

Ques:- What is cost centre , job costing & Budget control.what is the effect of these.Explain its briefly.

Asked In :- FYERS Securities, CBRE South Asia, Offshore Accounting & Taxation Services, Protiviti Consulting, AR Rahman Foundation, CPCL, DataCore, Gram Panchayat, IMFA, Nigerian Defence Academy,

Right Answer:
A cost centre is a department or function within an organization that does not directly generate revenue but incurs costs. Job costing is a method of tracking the costs associated with a specific job or project, allowing businesses to determine profitability on a per-job basis. Budget control involves monitoring and managing expenses against a budget to ensure financial goals are met. The effect of these concepts is improved financial management, better cost tracking, and enhanced decision-making for resource allocation.

Budgeting

Ques:- How will you allocate finance in this current situation to achieve target output?

Asked In :- Healthians, Panacea Medical Technologies, HBL POWER SYSTEMS LIMITED, Quess Corp, Norfolk Southern Corp, ADNOC Abu Dhabi National Oil Company, Bapco Bahrain Petroleum Company, Chambal Fertilisers, CPCL, DataCore,

Right Answer:
To allocate finance effectively, I would first assess the current financial situation and prioritize essential expenses. Then, I would allocate funds based on the potential return on investment, focusing on high-impact areas that align with our target output. Regular monitoring and adjustments would ensure we stay on track to meet our goals.

Budgeting

Ques:- How have you used program information, financial statements and related information to prepare a budget?

Asked In :- Aparna Constructions, AR Rahman Foundation, BUP, DIC India, GFS, Himatsingka Seide, OCCL, Shriram Finance, Tata Marcopolo, WAPDA Water and Power Development Authority,

Right Answer:
I analyze program information and financial statements to identify past spending patterns and revenue sources. I then estimate future costs and revenues, aligning them with program goals. This helps me create a realistic budget that reflects both needs and available resources.

IDFC Bank is a prominent financial institution in India, dedicated to providing a wide range of banking and financial services to individuals, businesses, and corporates. Established in 2015, IDFC Bank has quickly established itself as a trusted partner for customers seeking innovative banking solutions and personalized services. As a full-service bank, IDFC Bank offers a comprehensive suite of products and services, including savings and current accounts, fixed deposits, loans, wealth management, insurance, and more. With a customer-centric approach, IDFC Bank strives to understand the unique needs and goals of each customer and tailor its offerings accordingly. One of the key strengths of IDFC Bank lies in its commitment to innovation and technology. Leveraging cutting-edge digital solutions and robust infrastructure, IDFC Bank provides customers with convenient and secure banking experiences, whether through online and mobile banking platforms or a network of branches and ATMs across the country.

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