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Ucl school of management Interview Questions and Answers
Ques:- What is exploratory data analysis (EDA)
Right Answer:
Exploratory Data Analysis (EDA) is the process of analyzing and summarizing datasets to understand their main characteristics, often using visual methods. It helps identify patterns, trends, and anomalies in the data before applying formal modeling techniques.
Ques:- What is a pivot table and how do you use it in Excel or other tools
Right Answer:
A pivot table is a data processing tool that summarizes and analyzes data in a spreadsheet, like Excel. You use it by selecting your data range, then inserting a pivot table, and dragging fields into rows, columns, values, and filters to organize and summarize the data as needed.
Ques:- What is the difference between brd, srs and use of case documents?
Right Answer:
BRD (Business Requirements Document) outlines the high-level business needs and objectives. SRS (Software Requirements Specification) details the functional and non-functional requirements for the software. Use Case documents describe specific interactions between users and the system to achieve particular goals.
Ques:- What are the fields used for Project Planning in Ms Project?
Right Answer:
The fields used for Project Planning in MS Project include:

1. Task Name
2. Duration
3. Start Date
4. Finish Date
5. Predecessors
6. Resources
7. Percent Complete
8. Work
9. Cost
10. Milestones
Ques:- WHAT IS WORKING CAPITAL
Right Answer:
Working capital is the difference between a company's current assets and current liabilities, indicating the short-term financial health and operational efficiency of the business.
Ques:- In order to attract deposits, banks offer various types of products with distinguishing features. As a student of banking law do you observe any challenge/threat from money laundering for banks in this struggle? Discuss
Right Answer:
Yes, banks face significant challenges from money laundering when attracting deposits. Money laundering can lead to reputational damage, regulatory penalties, and financial losses. Banks must implement strict compliance measures and due diligence processes to detect and prevent illicit activities, which can complicate their efforts to attract legitimate deposits.
Ques:- Define undercapitalization? What are the causes of undercapitalization?
Right Answer:
Undercapitalization refers to a situation where a business does not have enough capital to support its operations and growth. Causes of undercapitalization include inadequate initial funding, poor financial planning, high operational costs, low sales revenue, and excessive debt.
Ques:- Explain turnover group ratios?
Right Answer:
Turnover group ratios are financial metrics that measure how efficiently a company utilizes its assets to generate sales. They include ratios like inventory turnover, accounts receivable turnover, and asset turnover, which indicate how well a company converts its resources into revenue.
Ques:- What is a term loan agreement? What are its various clauses?
Right Answer:
A term loan agreement is a contract between a borrower and a lender that outlines the terms of a loan, including the amount borrowed, interest rate, repayment schedule, and maturity date.

Various clauses in a term loan agreement may include:

1. **Loan Amount**: The total amount being borrowed.
2. **Interest Rate**: The cost of borrowing, expressed as a percentage.
3. **Repayment Schedule**: Details on how and when payments will be made.
4. **Maturity Date**: The date by which the loan must be fully repaid.
5. **Covenants**: Conditions the borrower must adhere to, such as financial ratios or operational restrictions.
6. **Default Clause**: Conditions under which the borrower is considered in default.
7. **Collateral**: Assets pledged by the borrower to secure the loan.
8. **Prepayment Terms**: Conditions under which the borrower can pay off the loan early.
9. **Fees and Charges**: Any
Ques:- What is Price Earning Ratio (P/E Ratio)? How is it calculated? What is its significance?
Right Answer:
The Price Earning Ratio (P/E Ratio) is a financial metric that measures a company's current share price relative to its earnings per share (EPS). It is calculated using the formula:

P/E Ratio = Share Price / Earnings Per Share (EPS)

The significance of the P/E Ratio lies in its ability to help investors assess the valuation of a company. A higher P/E may indicate that the market expects future growth, while a lower P/E may suggest that the stock is undervalued or that the company is facing challenges.
Ques:- List the advantages of a LC to an importer?
Right Answer:
1. Payment security: The importer is assured that payment will only be made once the terms of the LC are met.
2. Risk reduction: It minimizes the risk of non-delivery or substandard goods.
3. Improved cash flow: The importer can negotiate better payment terms with suppliers.
4. Access to financing: LCs can facilitate easier access to trade financing from banks.
5. Enhanced credibility: Using an LC can improve the importer's reputation with suppliers.
6. Simplified documentation: LCs provide a clear framework for required documents, making transactions smoother.
Ques:- WHAT IS HPLC
Right Answer:
HPLC stands for High-Performance Liquid Chromatography. It is a technique used to separate, identify, and quantify components in a mixture by passing it through a column filled with a stationary phase while using a liquid mobile phase.
Ques:- What is the CCS?
Right Answer:
CCS stands for "Carbon Capture and Storage." It is a technology used to capture carbon dioxide emissions from sources like power plants and store it underground to prevent it from entering the atmosphere.
Ques:- How to increase sales in your store?
Right Answer:
To increase sales in your store, you can:

1. Improve customer service to enhance the shopping experience.
2. Offer promotions and discounts to attract more customers.
3. Optimize store layout for better product visibility.
4. Utilize social media and online marketing to reach a wider audience.
5. Train staff on product knowledge to assist customers effectively.
6. Implement loyalty programs to encourage repeat business.
7. Analyze sales data to identify trends and adjust inventory accordingly.
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